Agreement to Terms
By accessing or using harsch.org (the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site. The Site is published by Fincera Media LLC (“Harsch,” “we,” “us”).
Educational Purpose Only
All content on the Site is provided for general informational and educational purposes only. Nothing on the Site constitutes personalized financial, investment, tax, or legal advice. You should consult a qualified professional before making any financial decision.
Intellectual Property
All text, graphics, logos, and other content on the Site are owned by Fincera Media LLC or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission, except for personal, non-commercial use.
User Conduct
You agree not to use the Site in any way that is unlawful, harmful, or interferes with the operation of the Site or other users’ enjoyment of it. You may not attempt to gain unauthorized access to any part of the Site or its systems.
Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites. Accessing them is at your own risk.
Disclaimer of Warranties
The Site and its content are provided “as is” without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Fincera Media LLC and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on its content.
Changes to These Terms
We may update these Terms from time to time. The “Last updated” date at the top of this page will reflect the most recent revision. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Contact
Questions about these Terms can be directed to editorial@harsch.org or via our Contact page.